allocated to each investment type e.g. cash deposit, stock market, real estate, gold, TFEX, and T-bond) as clustering variables. Three investor clusters are uncovered, namely, cash holders, old-fashioned
tax for the net profits from https://market.sec.or.th/public/idisc/Download?FILEID=dat/news/202009/20105902.pdf 6378se.pdf determining this chapter: “real estate” means the real estate which the REIT
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