Comprehensive Income (Consolidated) for the Third Quarter and the First Nine Months of 2023 and 2022 Management Discussion & Analysis Q3/2023 1 I 10 Branches upcountry 85% Bangkok and vicinity 15% Revenue

year 204.55 1.42% 183.00 1.35% (21.54) (10.53%) Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2022 2023 Increase (Decrease) %YoY

1Q2024, the Company has a total of 112 branches, consisting of 16 branches in Bangkok and vicinity, and 96 branches upcountry. The Company’s distribution channels can be divided into three types, as

Bangkok and vicinity responded with mixed signals, the Company’s projects were well received from our customers. The most recent completed project, The Lofts Asoke, started to transfer to our customers in

located throughout Thailand. As of March 31,2020, 44.0% of net value of our NPAs were located in Bangkok and vicinity and 52.0% of net value of our NPAs were Resident properties. The following tables sets

interest receivables- net “ 3.4 NPAs Concentration by Region by Type Our NPAs are located throughout Thailand. As of March 31,2020, 44.0% of net value of our NPAs were located in Bangkok and vicinity and

for sale in the vicinity. In addition, the cost of the Company’s current land plot, which was acquired during 2015 to 2016, was at an average price of Baht 3.07 million per rai Establishment of 1 new

with a width of approximately 24 meters, and about 40 meters right of way. ▪ Areas in the vicinity are residential and commercial The opinions of the Independent Financial Advisor on the connected

Townhouse, Semi-detached house, Single-detached house. Thanasiri Group is the developer and project owner focusing on vicinity Bangkok area. In each project Thanasiri Group determines project type and detail

instead of dessert café. In addition, this will help mitigate risks and impact from temporary closures of the branches in Bangkok and its vicinity. Focus on Growing Online Channels through the After You