. IR60/ Subject: To : Pursuant t resolution subsidiarie the Compa Overview The perfor the conso increase f 32.9%. An purchase 198.0 milli month end has highe Company Revenues Services inco collection and

collection from NPLs management business reflects interest income from loans purchased, gain on loans purchased and net repayment and adjusted entries, and is calculated based on key items only, and so does

for the estimated cash flow of NPLs management business. Cash collection from NPLs management business reflects interest income from loans purchased, gain on loans purchased and net repayment and

operators in the same business and various investors for the estimated cash flow of NPLs management business. Cash collection from NPLs management business reflects interest income from loans purchased, gain

the economic conditions at the time and current cash collection efficiency. As of 31 December 2019, BAM has net book value of loans purchased of Baht 77,374.66 million against appraisal value of NPLs at

was 2. 09x and 1. 84x of the total outstanding balance of loans purchased and Foreclosed Collateral Properties, respectively. The following table sets forth certain details regarding cash collection and

Exemption on Amendment of Mutual Fund Management Scheme and Management Fees Collection

performance and Important Factors Affecting the Operations The 2019 performance for the debt management and collection business has been proven that JMT Network Services Public Company Limited ("JMT") is

.  Cash Collection was 815 million Baht, increased 15.0 from the same period last year. This was slightly decline from Q4/2019 at 5.2% which usually is the highest season for cash collection. Summary of

% Sales 2,101.1 2,409.4 -12.8% 6,875.1 7,187.6 -4.3% Service income from debts collection and others 707.7 481.9 46.9% 1,881.6 1,335.2 40.9% Rental and service income 151.4 178.8 -15.3% 467.4 531.8 -12.1