global economies and may lead to economic recession. Meanwhile, managing loan quality and NPL will continue to be major challenges, especially during the economic downturn. However, with a relatively high
prepared for the adoption of IFRS 9. Non-performing loan of the commercial banking system are projected to increase at a slower pace during the rest of the year. However, given its relatively high level of
the loan to deposit ratio and the Liquidity Coverage Ratio (LCR) which reflects the excess liquidity in the commercial banking system. With the combination of the recent high level of provisioning in
surged in sectors with high capacity utilization rates, such as the automotive and petrochemical sectors. On the other hand, progress in public infrastructure project construction remained gradual
end of 3Q20, the BIS ratio will increase to 18.70% while Tier-1 ratio will be 14.24%. The Bank Tier 1 capital are all Common Equity Tier 1 contributing to 75.44% of total capital reflecting high quality
CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 19.10 percent, with a Tier 1 capital ratio of 16.76 percent, remaining a sufficient cushion against risk, and greater than the Bank of
convergence package (FMC), has decently captured market demand, supported by an active outbound approach to reach high-valued mobile customers. Following our intention to win homes, standalone broadband ARPU
and the common equity Tier 1 ratio of 20.06 percent and the total capital ratio of 23.46 percent which as the solid capital. In addition, the investment partner with CTBC Bank to accommodate the growth
FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 17.70 percent, with a Tier 1 capital ratio of 15.41 percent. All of the above endeavors and satisfactory operating performance
2.1.2 ผู้ลงทุนสถาบัน (Institutional Investor: II) 3 2.1.3 ผู้ลงทุนรายใหญ่พิเศษ (Ultra High Net Worth: UHNW) และผู้ลงทุนรายใหญ่ (High Net Worth: HNW) 4 2.2 ลักษณะการเสนอขายตราสารหนี้ในวงจำกัด ลักษณะการเสนอ