experiences, and become the safe and health-conscious place for people in multiple communities and lifestyle preferences. The Company is studying potential new concepts to accommodate the lifestyle needs of

Life”, such that its business operations will continue to be the center of happiness, create new experiences, and become the safe and health-conscious place for people in multiple communities and

part by their engagement and influence. The key is to make conscious decisions about whether, and where, engagement fits into the investment strategy. For those inclined to engage, active investors—those

should be conscious of their accountability to shareholders. Accountability mechanisms may require directors to stand for election on an annual basis or to stand for election at least once every three

with the sponsoring employer; in defined contribution pension schemes, the risk of financial underperformance by the assets rests with the individual beneficiary. Fiduciaries will need to be conscious of

environmental, social, and governance (ESG) risks. The index is used as a performance benchmark for tracker funds and structured products, with ESG ratings used as standard criteria by socially conscious