doubtful accounts were Baht 135.8 billion or 7.0 percent of loans. In terms of capital, in September 2017 the Bank of Thailand (BOT) announced the guidelines for identifying and regulating Domestic

profitability. 4. Describe the material effects of government regulations on the issuer's business, identifying the regulatory body. E. Group Structure If the issuer is part of a group, provide information about

from internal or external factors, possibly having adverse impacts on, or causing monetary or non- monetary losses to, KBank and our customers, directly or indirectly. Recognizing the importance of cyber

of information (client verification) (3) record information gathered as well as opinions made under the KYC/CDD process. In identifying the client’s true identity under (1), the securities company must

) (3) record information gathered as well as opinions made under the KYC/CDD process. In identifying the client’s true identity under (1), the securities company must gather information on name, last

identity using reliable sources of information (client verification) (3) record information gathered as well as opinions made under the KYC/CDD process. In identifying the client’s true identity under (1

goals will be on building efficiencies, creating standards, identifying new alternative channels to reach targeted client segment while maintaining an effective risk management and credit monitoring and

the ratio of loan loss reserves to NPL at 160.2 percent. In terms of capital, the Bank of Thailand (BOT) announced the guidelines for identifying and regulating Domestic Systemically Important Banks (D

effects of government regulations on the issuer's business, identifying the regulatory body. E. Group Structure If the issuer is part of a group, provide information about the group and the issuer’s

are material to the issuer's business or profitability. 4. Describe the material effects of government regulations on the issuer's business, identifying the regulatory body. E. Group Structure If the