, there shall not be any person taking responsibility of the entire process which may render him or her an opportunity to illegally modify or amend the information or operation of computer system. Clause 5

personnel in such units. However, there shall not be any person taking responsibility of the entire process which may render him or her an opportunity to illegally modify or amend the information or operation

flow. The 5th (bottom) performance quintile is omitted as baseline category. We modify their regression specification to include a dummy variable for funds that operated by bank-owned asset management

from Covid-19, caused a big loss of Baht 631.26 million in a Q2 2020. However, the company was able to turn profitable for full-year 2020 and generated over Baht 1,000 million of net profit in 2021. 2

of 248.6 million baht, decreased 176.0 million baht or 70.8 percent. Performance for Q3/2019 was loss 2.3 million baht compared to Q3/2018 that was profitable 134.5 million baht, decreased 136.8

services to meet customer satisfaction. The development of the company as mentioned above, The Company has improved its performance and expected to be profitable in the near future. Please be informed

-profitable branches. The Group has shifted into delivery activity in this quarter. - Entertainment business earning decreased THB 7.98 million from THB 11.91 million compared to the same period of last year

had to be closed according to government policy. But the company was able to adjust to its profitable operating results this quarter details as follows: Management Discussion and Analysis Q2/2020 Page 3

tool for Thai investors. Other securities companies have followed KGI and launched their own DWs, however KGI has remained the market leader. DW issuing has been a consistently profitable business for

to use the consideration receiving from the sale of such investment property to reserve for its expansion projects regarding the committed growth and sustained profitable on such investment to all