Management Discussion and Analysis Fiscal year ended February 28, 2021 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the audited financial statements for
Management Discussion and Analysis Fiscal year ended February 28, 2021 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the audited financial statements for
subsidiaries financial statement for the fiscal year 2014, ended as of December 31, 2014 (Revised Version) which details are as following; Result 2014 (Revised Version) 2013 Increase (Decrease) Million Baht
KBank. For the Cardless transactions currently accounted for 17% of total personal loan sales. Moreover, loan income from AEON Microfinance (Myanmar) Company Limited in the fiscal year of 2019 grew by 48
receivable 3 month’s overdue or non-performing loan ratio was 2.52%, decreased from 2.71% in the fiscal year 2016. The Company was able to control accounts receivable overdue more than 3 months better than
fiscal year 2016 to 2,345 million baht as of November 30, 2017, or 3.11% of total accounts receivable. The percentage account receivable 3 months overdue or non-performing loan (NPLs) ratio was 2.23% of
Thailand Please find the reviewed Financial Statement for fiscal year ending 31 December 2017 which had been audited by Certified Auditor and has been approved by the Board of Director. Food and Drinks
-performing loan ratio was 2.49%, decreased from 2.71% in the fiscal year 2016. The Company was able to control accounts receivable overdue more than 3 months better than last year. The coverage ratio of
situation. As of November 30, 2018, the Company’s total cards reached 8.43 million cards, increased by 4% from the end of fiscal year 2017 (including 2.59 million credit cards, increased by 4% and 5.84
receivable at the end of previous fiscal year. The percentage account receivable 3 months overdue or non-performing loan ratio was 2.48%. The Company was able to control accounts receivable overdue more than 3