existing business partners to increase customer base. - Loans In the fiscal year 2016, loans shared 40% of total turnovers (shared 22% from personal loan and 18% from purposed loan for mobile phone, IT

(FSMART) 3Q19 Management Discussion and Analysis Financial Statement Summary in 3Q19 Statement of Comprehensive Income Bt mn % Bt mn % Bt mn % Income from rendering of top-up service for prepaid phone and

outlook of the Company is described as following; Mobile Retail Business (Core Business) Jaymart Mobile Co., Ltd, engages in mobile phone retail business, entering into high season of sale in Q4/2018

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