ำคัญของ ควำมเสี่ยงด้ำน เครดิต (12 - mth ECL) เงินส ำรองของ สินทรัพย์ทำง กำรเงินที่มี กำรเพ่ิมขึ้นอย่ำง มีนัยส ำคัญของ ควำมเสี่ยงด้ำน เครดิต (Lifetime ECL – not credit impaired) เงินส ำรอง ของ สินทรัพย์
case that there has been a significant increase in credit risk since origination and credit impaired, the allowance is based on the ECLs associated with the probability of default over the expected life
impaired assets by Thai Asset Management Corporation (TAMC). Dividend income declined by Baht 300 million and net fees and service income declined by Baht 234 million due to a decrease in fee income from
longer necessary for a credit- impaired event to have occurred. The Company applies the impairment approach to financial assets that are credit-impaired upon the initial purchase or acquisition and a
policies. When recognizing expected credit losses on the Company’s financial assets, it is no longer necessary for a credit- impaired event to have occurred. The Company applies the impairment approach to
-impaired 2,832,464 2,536,194 113,956 122,564 Credit-impaired 108,604 85,240 71,206 51,224 Total 2,941,068 2,621,434 185,162 173,788 /1 Including allowance for expected credit losses of loans, interbank and
been given an order to rectify its impaired financial condition by way of capital decrease and subsequent capital increase with an assistance from a government agency or a state-owned financial
approved by the regulatory agency of such financial institution or the Board of the Financial Restructuring Authority (FRA), or which has been given an order to rectify its impaired financial condition by
forecasts signaling GDP will fall by up to 6% compared to 2019. The export sector has been affected by declining demand from trading-partner countries, while the tourism sector has been severely impaired by