expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 91% of total personal loan sales. 4 - Hire Purchase
been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which
, decreased by 63% y-y respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost such as the number of ATMs machine and operational areas in
having a tendency to decline as the GDP is expanding. Moreover, the number of unemployed in the 4Q/2022 amounted 4.62 hundred thousand people, or an unemployment rate of 1.2%, remained stable from the
commodity price. However, Thai economy in Q4/2018 will be expanding with demand in domestic and foreign. 3. WATER SITUATION As of 2 November 2 0 18, the water supply situation in Chonburi and Rayong province
With our aim to deliver a superior customer experience in coverage and quality, we executed 5G network rollouts utilizing 700MHz and 2600 MHz spectrum to cover 85% of the population in 2022. Our effort
expanding acquisitions in new areas. AIS Fibre continued to focus on service quality and fixed-mobile-content convergence (FMC) strategy to acquire new subscribers. However, the low-price offering to acquire
revenue, AIS continued to invest for network quality and capacity through deployment of additional bandwidth recently acquired while coverage expansion mostly done the year earlier, resulted in lower capex
asset quality management for its loan portfolio and focus on expanding into profitable segment with better asset quality taking into careful considerations the economic conditions. As such, the overall
50 Total Debt to Equity Ratio (Times) 0.51 0.71 Interest Coverage Ratio (Times) 73.26 43.82 Debt Service Coverage Ratio (Times) 6.55 2.59 (3) Asset Management Capability (3.1) Debtor Quality, Accounts