-25.7% Service income from debts collections 617.1 752.4 135.3 21.9% 1,173.9 1,476.4 302.5 25.8% Rental and service income 155.1 138.1 -17.0 -10.9% 316.0 291.0 -25.0 -7.9% Insurance income 32.6 45.1 12.5

approximate credit of 15 - 30 days to its sales agents and the managed hotel properties has actual average collections, whereby actual collections is equal to approximately only 15 days. Non-Current Assets as

assortments to refresh current offerings and sourced for better high quality and relevant ingredients. • Research new products. Catering: • New recipes, leadership and marketing strategies have yielded repeat

system and reporting platform to improve visibility and analysis across all categories and consolidate the planning and open-to-buy process.  Review of private label assortments to refresh current