the previous year, mainly due to a decrease in premises and equipment expenses, traveling expenses and office supplies. Please be informed accordingly. Yours Sincerely, (Mr. Chih-Hung Lin) Chief

for the 3rd quarter of Year 2018 and 2019 were 19.9% and 15.5%, respectively. This assumed that the Company could handle more effective at controlling employee’s remuneration, traveling expenses, and

assumed that the Company could handle more effective at controlling employee’s remuneration, traveling expenses, and infrastructure expenses. Financing Costs The financing costs of financial institutions

audit committees to start a meaningful conversion with audit firms on the quality of their audits. In Singapore?s context, ACRA has been exploring the potential of having an AQI framework and we are

situation, which began to spread in China since the end of December 2019, prevents foreign customers from traveling into Thailand to complete the unit transfer process, especially Chinese customers who are

2020 1. The Recovery of Traveling Trips After the government relief measures for the outbreak of COVID-19, the traveling trips both in traffic and ridership volume increased significantly. In this

in traveling trips and revenue of the Company especially in April 2020 when the traffic volume reduced 50% and the ridership reduced 74% comparing to the same period of the previous year. However, on

, particularly it’s idiosyncratic component Academic Researcher ❑ This heterogeneous effects from GPR might also be worth exploring further. Thank you 17 Reference Berkman, H., Jacobsen, B., & Lee, J. B. (2011

2019 (COVID-19), the Government sector has issued several Emergency decrees such as closing of border checkpoints, closing of department stores and prohibiting traveling across provincial areas. As a

Civil Aviation Organization’s red flag status of Thailand on its website and the growth of the tourism industry. While the passengers who traveling through BKK and DMK have a total of 27.4 million