assist stakeholders in coping with and getting through this crisis. Furthermore, when the government declared a state of emergency and introduced strict measures for preventing the spread of COVID-19

Thailand. - Omnichannel: new services such as Chat & Shop, Call & Shop, and various new digital channels via social media such as Facebook Live, Store and Brand Line Official accounts launched in Thailand

and investors to the table, but evolve over time as methods and reporting practices improve. For example, criteria that involve project-specific impact assessments, although the most rigorous, are

transactions to strengthen public confidence on the CMSB’ strict, accurate and thorough compliance with the governing rules. • Compliance audit on SEC personnel’s investments To ensure transparency, fairness and

certain business operators’ income and operating costs. Under these circumstances, KBank put in place more stringent customer approval criteria for commercial lending policies vis-à-vis small and micro

place more stringent customer approval criteria for commercial lending policies towards small and micro businesses, focusing on area-based strategies amid the uneven economic recovery. We also prioritize

risks. We put in place more stringent customer approval criteria for commercial lending policies, and closely monitored borrowers, especially small and micro businesses, through appropriate

negotiations, together with their impact on supply chains and the Thai business sector. We thus put in place more stringent customer approval criteria for commercial lending policies applied to small and micro

ที่ กม (Translation) No. Gor. Mor. 39/2561 October 17, 2018 Subject: Approve the purchase of ordinary shares of Shop Global (Thailand) Co., Ltd. from connected person To : Director and Manager The

rating methodology for each class of entity or obligation for which the CRA issues credit ratings. Each credit rating methodology should be rigorous, capable of being applied consistently, and, where