ratio of non-performing loans to total loans (NPL ratio) increased from 2.83% at the end of 2016 to 2.97% at the end of the third quarter 2017. However, Thai commercial banking system’s remained resilient
resilient as banks continued to closely monitor credit quality and maintained high levels of loan-loss provisions, capital fund, and liquidity to facilitate further credit expansion. LH Financial Group Public
well. However, the commercial banks are tightening measures for credit undertaking with the worries on debt serviceability. Although, Thai commercial banking systems remained resilient as banks continued
Baht 53.37 million. When compared to the administrative expense in 2016, the total difference declines in the amount of Baht 18.17 million or 25.39%. This is because there is no an allowance for doubtful
Subject: Clarification of 3rd Quarter 2019 operating results that posted a difference greater than 20% from the preceding year To: Director and Manager the Stocks Exchange of Thailand World corporation
of Contract for Difference (CFD) with several underlyings such as gold, crude oil and stock index. This is a speculation for the difference between the current value of an the underlyings without
year. The quarterly comparison of its performance in different business categories is shown in the table below: (Unit: Million Baht) Third quarter 9-month period 2017 2016 Difference % 2017 2016
498 mn with immaterial impact to CPN’s consolidated net profit. The difference versus GLAND’s reported statement of comprehensive income is down to the difference in accounting treatment of investment
498 mn with immaterial impact to CPN’s consolidated net profit. The difference versus GLAND’s reported statement of comprehensive income is down to the difference in accounting treatment of investment
same period in the previous year (YoY). The main difference came from the transfer of residential units between both years as the majority of the transfers will be made towards the second half of this