regulatory concern, both global & national level Responding to climate change focus Growing institutional and retail investors interest Shifting consumer preferences and embedding in business increasing global

Reform Priorities in Asia: Taking Corporate Governance to a Higher Level Taking Corporate Governance to a Higher Level reform priorities in Asia 2011 REFORM PRIORITIES IN ASIA: TAKING CORPORATE

-risk or complex products, i.e., derivatives, high-risk or complex of debt securities and mutual funds 1 Obtained a bachelor’s degree. ✓ ✓ ✓ 2 Passed Level 1 or higher of the Certified Investment and

, frameworks and tools Source: UNDP and OECD The Standards help to make high-level impact management principles5 actionable, and guide the choice of which frameworks, methodologies and tools should be used to

Bond (CB) VS 2021 Issuance Year 2021 EUR Currency* EUR 5 Years Time to Maturity 5 Years Utilities Issuer’s Sector* Utilities Callable Maturity Type* Callable High Issuer’s Ratings* High Senior Seniority

the impact of COVID-19 at a level that the company can manage. Highlights of the company's performance in the second quarter of 2020 (Quarterly Profit New High) The Company and its subsidiary ( JMT

problem of purchasing power and incomes which have not yet recovered. Furthermore the liability stayed in high level and this was slightly speeded up the consumption. Therefore, it affected the expense

Assessment National level Listed company level Archive CG CSR Anti-corruption AGM FAQ News/Events FAQ Board roles and responsibilities One Report ESG Issues AGM FAQ Capital market professionals/gatekeeper CSR

29.3% YoY. FSMART has continued the strategic plan of expanding the number of Boonterm kiosk effectively and maintaining the ARPU (average revenue per unit) level efficiently. In 2017, the average ARPU

level of strictness of the regulations governing the issuance and offer for sale of debt securities varies depending on the types of investors. For example, the regulations on a private placement to