, and managing loan quality and NPL continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

revenues or creates benefits for the company or its subsidiary on a regular basis by taking into consideration the number of policies or insurance premiums (acting as an active agent). Clause 4/24 In the

public reporting Transparency in communication of the standards documents and processes Complaints and appeals process Regular reviews and revisions of the standard Standard gives accreditation Stakeholder

• Small family-owned enterprises engaged in regular economic activity Employment generation (SMEs financing) • MSMEs including smaller ones and those with limited, less favourable, or even no access to

management practices assured at regular intervals by an independent accredited assurer. The assurance protocols and minimum thresholds will be publicly available and may be helpful to Enterprises in planning

the case that the offering price of the Company’s newly issued ordinary shares is lower than 90 percent of the market price, the Company shall prohibit SUTGH and the SUTGH’s shareholders who shall

obtained all relevant licenses for the operation of its business except for EIA and Construction licenses. 4. No proceeding by law, court order or administrative order prohibit the parties to enter into

licenses. 4. No proceeding by law, court order or administrative order prohibit the parties to enter into Joint Venture Agreement. 5. No material adverse effect in JV Company. Closing Date After the