) a decrease of various expenses from cost control measure such as work from home policy to savings of utilities expense, traveling expense and overtime expense. As a percent of total revenue
and TFRS 16 – Leases as per the following details. Under TFRS 9, the Company is required to classify the derivatives and credit losses as financial assets. The Company will measure fair value of all
losses as financial assets. The Company will measure fair value of all derivatives and recognised in profit and loss statement, while the credit losses is to consider as impairment of trade receivables
measure of the Government Housing Bank to fix the interest rate for 1-5 years, starting on 22nd October 2019 until 24th December 2020. As a result of such measures, the sale and ownership transfer target of
of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the
personal loan portfolio. The Company is aware of the issues affecting overall operation, there is thus the measure to address such problems, for instance, searching for more qualified customers and improved
personal loan portfolio. The Company is aware of the issues affecting overall operation, there is thus the measure to address such problems, for instance, searching for more qualified customers and improved
and the announcement of the lockdown measure in May 2021 are expected to affect both the purchasing power of consumers and the level of domestic economic recovery. However, if COVID-19 vaccination can
no lockdown measure. However, this can be categorized by business type as 6 follows: credit card receivable of 35,589 million baht, decreasing by 1% y-y; loans receivable of 44,831 million baht
management overlay for hedging risk of the economic factor, inflation and constantly rising oil price in the amount of 1.3 billion baht and also set aside for upcoming ended BOT relief measure. Liabilities The