PCL No.1/2012 in 16 the first quarter of 2017 and declining average deposit rates. Non-interest income rose Baht 420 million or 2.70 percent as a result of increase in net fees and service income, gains

due to its lofty international reserves. Meanwhile, Thai and US interest rates and bond yields were declining due to several factors. There were, for instance, political strife between North Korea and

ASEAN countries. Regarding domestic demand, private consumption expenditure grew at a slower pace amid supports from the government’s economic stimulus measures due to the declining household income and

via Short Message Services (SMS) through all mobile phone networks and the Audiotex system (1900xxx). Currently, revenue from Voice Info Services and Mobile Content Business is declining. This has

arrivals from Japan, Korea and India also continued to increase. However, overall tourist arrivals from Europe decreased – with arrivals from the UK, Germany and France declining by 1% - 2% YoY, while those

declining of scheduled revenue was mainly from the lower average fare of international flights which dropped by 8.0 percent and lower passenger growth of domestic flights which dropped by 2.7 percent from the

businesses of Integrated PET, Fibers and Packaging are on track in terms of volume expansion and higher EBITDA contributions. Additional volumes, commensurate EBITDA contribution as well as declining PX prices

as well as declining PX prices are expected to be the main drivers for strong performance of Integrated PET chain. In the Fibers segment, we expect higher utilization rates and earnings per ton as our

deposits declining from the end of last year as a result. Regarding the quality of loans, the ratio of non-performing loan (NPL) to total loans slightly increased from the end of 2018 to 3.0 percent. V3 22

to the lowest level since August 2017, due to global equity markets continued declining, led by China as ongoing concerns over global trade frictions dampened sentiment. While unwinding position of