expansion of project portfolio both locally and internationally. • Total interest-bearing debts increased by 1.9% from the end of 2019 to THB 61,552 million as of June 30, 2020, due to debts consolidation

- consolidation basis, as well as other criteria of financial conglomerates, to be consistent with the changing criteria of financial institutions. KBank is now preparing relevant operational procedures to be in

combination of the weak global economy and strong baht capped tourism and spending. In response to a slowdown in tourism, visa fee waivers were extended twice to end on April 30, 2020. Headline inflation

disturbances, in which trees are being or have been regenerated by a combination of natural and artificial regeneration with species typical of natural forests in that site, and where many of the above-ground

market, who shall not be the Secretary-General or staff of the SEC Office. Additionally, those experts shall be the combination of the one as representative of investors, the one being securities or

. For example, demonstrating that there is no combination of the following in the merit order: (1) mid-merit coal and (2) gas used at times of peak demand. For any new project the executor must also

153 (403) +138% Net Cash flows from (used in) operating activities 151 156 -3% Cash received from business combination (276) 0 - Cash paid for investment in joint ventures 0 (67) +100% Acquisition of

), with the Bank’s capital position expected to remain robust post acquisition 8. Sources of Funds to Finance the Purchase The Bank expects the Transaction to be financed via combination of internal

to the total consideration approach (UKB 16.17% + UAB 12.31% + SBM 8.24%) 36.72% Maximum size in combination with the disposition of assets by the Company during the past six months according to the

business combination (22.9) (22.9) - - Total equity 11,992.8 10,793.0 1,199.8 11.1 Analysis of Financial Position 12 Assets Total assets as at 31 December 2020 and 2019 were Baht 16,429.7 million and Baht