capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item

event of a crisis. The outlook for NPLs in the commercial banking system will depend on economic growth spreading to all sectors. However, given its relatively high capital base and regular increases in

short sale; (4) collect the information and evidence of each client in a separate folder which shall be updated on a regular basis; (5) review the client’s limit under (1) at least once a year or upon any

, and managing loan quality and NPL continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

revenues or creates benefits for the company or its subsidiary on a regular basis by taking into consideration the number of policies or insurance premiums (acting as an active agent). Clause 4/24 In the

public reporting Transparency in communication of the standards documents and processes Complaints and appeals process Regular reviews and revisions of the standard Standard gives accreditation Stakeholder

• Small family-owned enterprises engaged in regular economic activity Employment generation (SMEs financing) • MSMEs including smaller ones and those with limited, less favourable, or even no access to

services (portion of In-store sales : Take home product sales approx. 72%:28%) • Finished or intermediate products, which can be categorized as follows: • Online sales and Head office pick up • OEM/Food