) (10.3) 5 Operating results of the Bank and subsidiaries for 3Q18 comparing with 3Q17 The consolidated net profit for 3Q18 totaled Baht 1,551 million, a decrease of 10.0% yoy, of which Baht 157 million was
in March 2019 and March 2020 respectively; • Interest expense from ABPIF y-on-y: A 28.6% decrease in Q1’2020 to THB 40 million based on changes in benefits transferred from the business operation of
million, a decrease of 41.6% comparing to Baht 1,369 million in 1Q19. The comprehensive income included revaluation of available-for-sale securities as a result of the capital market volatility. Operating
decrease in premises and equipment expenses. Cost-to-income ratio excluding loss from sale and revaluations of foreclosed assets stood at 38.4% improving from 40.2% during 1Q20. Unit: Baht million 1Q21 4Q20
runs the drug business and a small hospital by Modern Company without loan Adjust, increase and decrease, an additional 0.25% discount rate will be valued between 278.25-312.67 million Baht 7. Criteria
Pittayachai 4 Co., Ltd. at the Central Office for Machinery Registration, Department of Industrial Works, Ministry of Industry. As a result, the debenture debt will decrease by 55,000,000 Baht (Fifty Five
associated with a 1.3 percentage point decrease in future relative returns. Keywords: high-beta stocks, mutual fund returns, low-beta anomaly JEL Classification Code: G11, G23 25 1. Introduction For many
Investor Strategies for Incorporating ESG Considerations into Corporate Interactions www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations into Corporate Interactions [ 5 ] FOREWORD The Value of Our Voice ......................................................................................................................................... 1 How ESG Megatrends Are Shaping Valuation ...........................................................