Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and

their full potential. IVL remains on track to achieving US$287M efficiency gains in 2021 (US$195M more over 2020). Note: (1) Index against 2015 IVL commodity EBITDA $/T; (2) Variability defined as

suspend its offer for sale of newly issued warrants and it shall be deemed that the approval for an offer for sale of newly issued warrants for the portion which has not yet been offered or remains

independence. 3.2.6 The board should appoint relevant committees to review specific matters, to screen information, and to recommend action for board approval; however, the board remains accountable for all

entity, provided that such delegation is accepted under the Hong Kong laws and regulations for Hong Kong CIS authorised for public offering, and the Hong Kong Covered Management Company remains responsible

accepted under the Thai laws and regulations21 for Thai CIS approved for public offering, the Thai Covered Management Company remains responsible for any action 18 Such unlisted funds must be under

. However, selling, general and administrative expenses remains high, as the combined number of SPAR stores are not sufficient to generate economy of scales. As such BCR Co., Ltd. still recorded an EBITDA in

, we aided its fund- raising via capital markets through an initial public offering (IPO) on the Stock Exchange of Thailand. Meanwhile, KBank remains focused on bolstering customer competitiveness. To

, remains qualified for listing on the SET The entry into such transaction is considered similar to the business of the Company as well as complements it in creating future revenue and profits, which is

companies intend to operate in the tourism and leisure sector along with the launch of Carnival Magic Project. 3) The group companies, as a result of the acquisition of the project, remains qualified for