KASIKORNBANK FINANCIAL CONGLOMERATE according to the Basel III Accord B was 18.53 percent, with a Tier 1 capital ratio of 15.17 percent, remaining sufficient to cushion against risk in times of crisis, and

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 12 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

TRANSLATED VERSION codified up to No.2 as of July 21, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference

Translation (UNOFFICIAL TRANSLATION) Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. The SEC, Thailand cannot

TRANSLATED VERSION As of March 31, 2015 12 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the

TRANSLATED VERSION As of March 31, 2015 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the

Translation (Unofficial Translation) (Translation) -9- Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. The SEC

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

Translation (Translation) PAGE (Translation) -9- Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. The SEC