2019, net interest margin rose by 0.02 percent from the previous quarter to 2.48 percent due to higher yield on earning assets in all categories. Compared with the first quarter of 2018, net interest

others to assess how much of the offering proceeds will be available for the issuer. 2. Disclose a reasonably itemized statement of the major categories of expenses incurred in connection with the issuance

main categories of its products and/or services provided, and highlights factors that could have an impact on the market price of the debt securities. 2. Describe the nature of the issuer’s operations

support of investment and private spending as well as bolstering opportunities for other economic sectors. Nonetheless, protectionism triggered by the US-China trade dispute dealt a blow to global economic

. Provide a general overview of the issuer’s business and information about the nature of the issuer’s operations and its principal activities, including the main categories of its products and/or services

will focus on more premium products to increase profitability, and more mass products to increase sales volume, both in the fruit juice category as well as other categories, which will also help reach

that methodology is used. 1.6 A CRA should define the meaning of each category in its rating scales and apply those categories consistently across all classes of rated entities and obligations to which a

, which may affect certain business sectors. Regarding the Thai monetary policy, the Bank of Thailand’s policy rate is expected to stay at a low 1.50 percent for the entire year to accommodate domestic

public and private sectors to organize various activities providing customers advisory service and in-depth knowledge from our relationship managers (RMs), especially on product development and guidelines

. We worked with our customers in the public and private sectors to launch a promotional campaign encouraging consumers to spend more via QR code. Placing importance on management of data, especially