profit 427.9 354.5 73.4 20.7 Net gain (loss) on exchange rate 112.2 (28.3) 140.5 N.A. (>100) Gain on forward contracts 49.5 - 49.5 N.A. (>100) Other income 173.0 14.1 158.9 1,127.0 Profit before expenses

0.9 (99.5%) (91.8%) 25.1 173.9 592.8% Profit before expenses 383.5 713.1 388.3 (45.5%) 1.3% 723.8 1,101.4 52.2% Gain (loss) on forward contracts - 49.5 (50.8) N.A. (

905.0 3.6% Net gain (loss) on exchange rate (58.6) 55.1 30.9 (43.9%) N.A. (>100) 53.6 86.0 60.4% Gain (loss) on forward contracts (50.8) 11.2 4.5 (59.8%) N.A. (>100) (1.3) 15.7 N.A. (>100) Other income

profit 463.1 465.6 496.5 6.6% 7.2% 1,337.0 1,401.5 4.8% Net gain on exchange rate 37.6 30.9 83.6 170.6% 122.3% 91.2 169.6 86.0% Gain on forward contracts 8.4 4.5 6.0 33.3% (28.6%) 7.1 21.7 205.6% Gain from

) on forward contracts 11.2 4.5 6.0 (9.5) (15.5) N.A.(100) Gain from business acquisition - - - - - - 2.2 - (2.2) N.A.(

Management The processes used by organization to identify, assess, and manage climate-related risks Metrics and Targets The metrics and targets used to assess and manage relevant climate-related risks and

, 2019, which is a company that assess the value of assets in the capital market that has been approved by the Securities and Exchange Commission According to the Notification of the Securities and

Coronavirus (Covid-19) impacting to the world and caused many types of business to severe disruption and unable to assess when the situation will end. UBIS (Asia) company was affected in this quarter as well

liabilities. The company’s strategy for the year 2020 From the pandemic of the Coronavirus (Covid-19) impacting to the world and caused many types of business to severe disruption and unable to assess when the

clearing house shall regularly assess the adequacy of the value of the financial resources for covering credit risk and liquidity risk, by at least conducting the following tests: (1) a daily stress test