to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group

expiring relief packages and (4) the rising political uncertainty Meanwhile, in the auto industry, the total number of car sales for the first eight months of this year stood at 456,872 units, contracting by

repercussions on the global economy, compounded by a steep recession. It was a grim scenario, with uncertainty looming large. One year later, we stand in a very different place. Brent crude oil price has had a

of Time Series 2nd Edition. Cambridge, MA: MIT Press. Mackie Mason (1988). Some nonlinear tax effects on asset values and investment decision under uncertainty. Journal of Public Economics, 3(2), 389

. Furthermore, the consumers’ household debt remained in high level, thus they must control their expense by spending money with save and paid for essential stuffs. 1.4. Performance versus Budget In previous year

financial ratios, and be essential to solving financial problems by reducing the Company's debt burdens, which shall cause working capital of the group of the Company to be in a better condition respectively

market and industrial conditions during the downturn of the economy. Furthermore, it is essential for the Company to utilize such cash flow for debt repayment which will help reduce the interest burden of

University, Phuket Campus which is set up to treat COVID-19 infected patients. This includes transport of medical supplies and essential goods which are much needed in fight against COVID-19. Airport Related

essential to improve confidence and transparency, which in turn will enable further strong growth in the market. The Climate Bonds Standard and Certification Scheme is an easy-to-use screening tool that

essential relevant documents. The Committee can also seek independent opinions from professional consultants as it deems necessary, at the expense of the company. The Audit Committee shall perform its duties