improvement especially in the small passenger car segment from the new car purchase as a result of the end of the first car scheme. The number of new car sales for first three months of 2018 expanded by 12.6

quality, the Non-Performing Loans (NPLs) continue to show improvement with the Non- Performing Loans (NPLs) to total loans ratio at the end of 2018 declining to 4.1% from 5.0% at the end of 2017. On Special

flow management to enhance liquidity; implementing process improvement programs; as well as analyzing real-time data for timely management and quicker adaptability to changes. All above measures are

and services segment showed improvement during the last quarter of the year as a result of the government’s economic stimulus. Private investment contracted in all investment categories from the

margin rose by 0.14 percent from an improvement in yield on earning assets in all categories, combined with an increase in loan volume. As a result, interest income rose by Baht 1,782 million from the same

supported by the improvement in farm income. Nevertheless, signs are pointing to the slowing momentum of car sales which could be indications of market saturation and could potentially lead to price

first six months totaled 523,770 units, growth of 7.1%. The passenger vehicle and commercial vehicle segment expanded by 8.5% and 6.2% yoy respectively with growth supported by the improvement in farm

loan portfolio for the year 2018 expanded at 18.5% from the end of 2017 across all loan segments. For asset quality, the Non-Performing Loans (NPLs) continue to show improvement with the Non- Performing

own another plot of Land, located at 91 Moo 1, Na Khok Subdistrict, Mueang Samut Sakhon District, Samut Sakhon Province, which can be utilizable and currently is in improvement process. In case of the

which is incapable of making profit. UWC expects to obtain benefits from this Transaction as follows: 1. Improvement in financial liquidity: UWC will have adequate cash flow to repay the secured bonds