education, product innovation and appropriate channels for different target groups. On the same token, businesses should make proper preparations and have a clear understanding of the roles and

expenses as increased at Baht 4.41 million or 17.20 per cent from the previous year, mainly from the commissions of the existing and new business groups for stimulate in sales and services. As a result, the

gross profit margin of various product groups which are weaker due to the higher production cost per unit from lowest production volume together with the demand decreased and the intense competition. In

31 5. Operations of Support Groups 34 5.1 Human Resource Management 34 5.2 IT Management 36 1 1. Overview of Operating Environment 1.1 Global and Thai Economy in the Third Quarter of 2019 The global

of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank. In addition, the bank holds various

suitable for occupations and financial positions of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank

of various customer groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various

groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various recreational activities to

Cu.M., increased by 0.12 Baht per Cu.M., or 1.07% compared to Q1/2017, due to the declining in the portion of household customers, who paid lower tariffs than other customer groups. Raw Water Volume

, convenience, fast, and secured services". Moreover, the Company has adjusted its business into 3 groups, which are the Online Top-Up & Payment Business, the Banking Agent & Lending Business, and the