% of total loans, decreasing from 5.6% at the end of 2016. NPLs decreased came mainly from the real estate development sector with the NPLs for this segment reducing by Baht 637 million from 3Q17, as a

(May 2019) Reducing Frequency Bangkok – Phuket (one way) from 56 flights per week to 49 flights per week (May 2019) Chiang Mai – Bangkok (one way) from 39 flights per week to 35 flights per week (May

Index Living Mall franchise store in Vietnam in the second half of this year. Reducing inventories without losing sales opportunities The Company has implemented a policy to reduce inventories

, the bank has passed on benefits to customers from the reduction of the contribution to the Financial Institutions Development Fund (FIDF) from 0.46% per year to 0.23% per year by reducing loan interest

selling B20 Diesel in Bangchak Service Stations under the “B20 for large vehicles, reducing pollution, and saves money” campaign introduced by the Ministry of Energy for large vehicles, to help ease the

, as well as reducing inventory costs to create economies of scale, insurance cost management, working capital management and organizational management to reduce costs. As a result, the Company has

low-carbon industrial factory from Thailand Greenhouse Gas Management Organization (TGO). The award was aimed at reducing greenhouse gas in the areas of Eastern Economic Corridor (EEC) and was done

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

which are based on the same collateral as that of the requested loan shall be included in the loan amount, except for: (1) Mortgage Reducing Term Assurance (MRTA) and loan for collateral protection

required commercial banks in Thailand to rethink their business models to cope with challenges by focusing on expanding their customer base, improving efficiencies, reducing the cost of services, and