% with net interest income increased by 9.4% driven by lower interest expense from continuous cost management while non-interest income decreased by 26.9% from the slowdown in economic activities

employees; (2) with respect to an offering for sale in a continuous scheme, the type of the securities offered in the scheme shall be shares only. The first offer shall be made within one year from the date

being sole distributor in Thailand. Therefore, no obstacle in doing long-term business in the future. ▪ Risks on Consumers’ Behavior Information Memorandum on Acquisition of Assets O.C.C. Public Company

employment and thin income would be a major obstacle for Thai economy in the next phase. For the banking sector in the third quarter of 2020, the commercial bank loans benefited grew from big corporate and

12,547 12,416 Gross profit margin (%) 22.84% 25.49% 26.48% Consolidated financial ratios 2018 2017 2016 Financial data and profitability ratios (continuous) Operating expense (include Research and

baht 10,474 12,123 12,547 Gross profit margin (%) 20.47% 22.84% 25.49% ratiosConsolidated financial 2019 2018 2017 Financial data and profitability ratios (continuous) Operating expense (including

gross profit of Baht 239 million, which is increased by Baht 69 million or 41% compared to the gross profit of Baht 170 million for 2Q16 because of the continuous growth of "Boonterm Kiosk" business. In

loan from a financial institution. 9. Expected Benefits from the Transaction The property development projects of the Company are decreased due to the continuous increase of sales. After the acquisition

Group has gross profit of Baht 231 million, which is increased by Baht 51 million or 28% compared to the gross profit of Baht 180 million for 3Q16 because of the continuous growth of "Boonterm Kiosk

targeted to be 19,684 megawatts in 2036. In 2017, the government has continuously promoted power generation from renewable energy occupied with lower development cost. This resulted in a continuous growth of