public. ESG TRENDS Climate change Water scarcity Tech disruption Healthier lifestyle/longevity Labor scarcity Diversity How does ESG actually affect companies? For illustrative purposes only ESG SHOCKS

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

raw materials are film, printing and solution, labor costs and overhead including operating expenses - 81.30 Year 2018 3. Expansion of the Company's business by building a warehouse for Flexible

Partnership GS June 16, 2016 180 days after receving notification to start the work Laying 900mm steel pipe to send raw water in Phang-Nga and Phuket. Labor and material cost 2000Baht per meter including total

pipe to send raw water in Phang-Nga and Phuket. Labor and material cost 2000Baht per meter including total restoration work. 9. Contract for pipe laying in Phuket KBA Service Limited Partnership GS

steel pipe to send raw water in Phang-Nga and Phuket. Labor and material cost 2000Baht per meter including total restoration work. 9. Contract for pipe laying in Phuket KBA Service Limited Partnership GS

amounting to THB 91 million, which are consist of accrued payable for labor regulation amendment of the employee’s latest wage rate for an employee who has worked for 20 consecutive years or more, the

Investor Strategies for Incorporating ESG Considerations into Corporate Interactions www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations into Corporate Interactions [ 5 ] FOREWORD The Value of Our Voice ......................................................................................................................................... 1 How ESG Megatrends Are Shaping Valuation ...........................................................

, Bangkok 10330 Tel. 66 2 654 3344 Fax. 66 2 654 3323 Corrective actions and controls are in place to mitigate rising labor costs and improve forecasting and purchasing practices. Selling and administrative

wages stated in the new Labor Protection Act. The Company 9M’19 reported profit for the period was THB 2,459 million (+8.5% YoY) and the profit attributable to owners of the parent was THB 2,436 million