services supporting the full business cycle and consistent with actual needs. Products and services are offered in ways that are easy, convenient, and fast. Focus has also been on knowledge-based assistance
promoting business opportunities. To help our customers stay afloat during the economic slowdown, we introduced assistance measures for cash-strapped customers, namely moratorium in principal, debt
to ease burdens of our customers seeking to purchase new or pre- owned homes, and to refinance their mortgage. We also partnered with property developers which received pre-finance assistance from
value is reduced in the same value making the net profit unchanged. Therefore, in order to comply with the Financial Reporting Standard No. 15 (TFRS 15), subject: The revenue from contracts made with
, unchanged from the end of prior year. Still, the ratio did not exceed 3.00 times, which is the covenant for bank loans and debentures. 3 Income Statement For the three-month ended March 31 Change Unit
, an increase of Baht 3,076.25 Million from the end of 2018. Net-Debt-to-Equity ratio according to the Company’s consolidated financial statement as of June 30, 2019 was 1.07 times, unchanged from the
remained unchanged at 7.88% in 6M 2018, compared to 7.89% in 6M 2017. 2 Other income The Company and its subsidiaries had other income of Baht 782.60 million, increased by Baht 41.25 million or 5.56 % from
1,760 million Baht. However, the record of the OFC rental under the Rental Assurance Agreement (20% of the OFC) remains unchanged. 2/2 3. Net profit In the first quarter of the year 2020, the Company and
unchanged. Administrative Expenses The Company has the administrative expenses in the first quarter in the amount of 78.5 million Baht or equal to 7.1 percent of the revenue from sales. The ratio between
into the Credit Agreement to receive financial assistance from Link Capital I, in the amount of USD 71,000,000, or equivalent to THB 2,450,154,777.78, with a loan period of 5 years2 (the “Financial