shareholders’ meeting pursuant to the Notification of the Capital Market Supervisory Board No. TorChor. 72/2558 Re: Permission for Listed Companies to Offer Newly Issued Ordinary Shares to Specific Investors (as

. 72/2558 Re: Permission for Listed Companies to Offer Newly Issued Ordinary Shares to Specific Investors (as amended) (the “TorChor. 72/2558 Notification”) where the offering price of Baht 0.031 per

:  Permission Given to Commercial Banks to Act as Identity Provider or Source of Data in the Digital Format The Bank of Thailand (BOT) issued circular Ref. No. BOT.ForKorKor. c.2053/2561 (2018) Re: Permission

debt collection in order to maintain our asset quality management efficiency. 3  Regulations on Permission Given to Commercial Banks to Operate Information Technology-Related Services to Support Digital

operations, KBank has centralized all necessary functions after customers’ credits have been approved, including legal and contract- related matters, preparation of collateral agreements, credit limit setup

, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and credit data support. KBank also set up processes to monitor customer credit-utilization

; therefore, it is considered as an offer of newly issued share at a price lower than a market price pursuant to the Notification of the Capital Market Supervisory Board Re: Permission for Listed Companies to

price lower than a market price pursuant to the Notification of the Capital Market Supervisory Board Re: Permission for Listed Companies to Offer Newly Issued Shares to Specific Investors dated October 28

Market Supervisory Board Re: Permission for Listed Companies to Offer Newly Issued Shares to Specific Investors dated October 28, 2015 (as amended) (the “Notification No.TorJor. 72/2558”). Therefore, the

market price pursuant to the Notification of the Capital Market Supervisory Board Re: Permission for Listed Companies to Offer Newly Issued Shares to Specific Investors dated October 28, 2015 (as amended