for enhanced convenience to our customers in keeping with the digital lifestyle. For credit cards, KBank focused on acquiring new high-income customers through the launch of credit card products to meet

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

million ( + 75% YoY, + 84% QoQ) , or earning per shares of THB 1. 35. The performance vastly improved mostly from the refinery business recorded high utilization rate and better GRM, as well as the power

business to CLMV countries, as well as the continued increase in sales and maintenance of convenience stores. This resulted in a significant increase in revenue. Medical services (B3) Revenue from this

, consumer confidence depression and high level of household debt though, there was some spending of consumer goods from the COVID-19 pandemic distress. However, the government sector has launched remedial

, several commercial banks may continuously set aside high provisions and focus mainly on debt restructuring in order to control loan quality, even though the Bank of Thailand’s leniency in asset

. enjoyed continually high loan growth. In addition, Muang Thai Life Assurance PCL retained its leadership in the bancassurance business, holding the second largest market share in total premiums. To secure

short courses to increase student base and to reduce impact of high competition from lower population under educational age. In 1Q19, EBITDA from education business was THB 23 million, a decrease of 14.8

given customers increasing convenience to top-up and pay bills following the development of e-payment. In addition, to respond to the digital segment, AIS has launched NU MOBILE, an end-to-end online

certain space within the After You Dessert Café to become a convenience store, which consumers can choose to buy products for their daily lives. Apart from the store modification that will attract more