power was limited following rising energy price and inflation. The increased cost of living put pressure on consumers to spend wisely and reduced costs where required. The economic recovery benefited
generate pressure on liquidity in the system. 18 Operational Risk Management Operational risk refers to the risk of direct or indirect losses to a bank’s
share- holders (through what is known as 'tunnelling' 3 ), or misrepresenting an individual company's financial statements (of particular concern where the company is under pressure to meet expectations
comparative performance of the second quarter of 2019 and the second quarter of 2018; Table: Operating Results (Unit: Million Baht) Items Quarter Variance Quarter Variance For six-month periods Variance 2/2019
2.8% Interbank and money market items 2,429 2,321 2,306 4.7% 5.3% 4,751 4,363 8.9% Investments 2,621 2,348 2,150 11.6% 21.9% 4,969 4,310 15.3% Total interest income 28,014 28,365 27,468 (1.2)% 2.0
comparative performance of the second quarter of 2019 and the second quarter of 2018; Table: Operating Results (Unit: Million Baht) Items Quarter Variance Quarter Variance For six-month periods Variance 2/2019
69,105 1.5% Interbank and money market items 2,380 2,429 2,039 (2.0)% 16.7% 7,130 6,403 11.4% Investments 2,611 2,621 2,454 (0.4)% 6.4% 7,580 6,764 12.1% Total interest income 28,471 28,014 28,220 1.6% 0.9
non-recurring items, namely the insurance claim from the terrorism risk protection amounted THB 3,500 mn, the conversion of CPN Retail Growth Leasehold Property Fund (“CPNRF”) into CPN Retail Growth
equivalent items increased Baht 113.1 million. 2. Trade and other receivable decreased Baht 484.9 million. 3. Revenue Department receivable increased Baht 40.4 million. 4. Inventories increased Baht 428.4
Tender Offer in TBSP approximately by THB 13 mil. When comparing TKS, without one-off items, Administrative expenses reduced by 3% y-y. 174 169.0 73.6 2 13.5 - 50 100 150 200 250 300 Y2017 Y2018 256.1 12.8