4.50 million for the first quarter 2018, increase by THB 0.06 million when compared to the first quarter 2017. by increase Non-performing debt management amount of THB 0.20 million and by decrease

million baht or 37.1 percent due to higher in short-term loan from financial institution and long-term debt to expand portfolio and an increasing of liabilities of insurance business contract. Whereas

restructured from short-term debts into long-term loan 5 years, resulted in better financial ratios i.e. Debt to Equity Ratio (D/E Ratio) at 0.39 and Current Ratio at 1.18 which were better than year 2016

to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the

decreased by 37.4% and bad debt and doubtful accounts decreased by 42.6% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves

slightly reduced down to 0.99% from the previous quarter. However, substance macroeconomic challenge is remained as the level of household debt (seasonal adjusted) continued to increase from 90.7% in the 1Q

. 1. Credit card loan measures (1) Establish credit limits for new credit card applicants based on their monthly income as 3 deemed appropriate for their debt servicing ability: - For applicants earning

Service Plc. 7 Debt Repayment Schedule License payment schedule Bt mn Debenture Loan 900MHz 2600MHz 700MHz 2024 8,012 49,432* 7,565 5,189 2025 9,102 7,565 2,934 5,189 2026 15,180 6,853 2,934 5,189 2027

31 Dec 2018 = 7,204.35 million Baht Proportion of Interest-Bearing Debt Long term loan 44% Debenture 33% Long term loan due in 1 year 12% Short term loan 11% Long term loan 39% Debenture 35% Long term

activities and the low rate of capacity utilization in manufacturing sectors. For banking sector in the year 2019, overall bank loan grew at a slower pace mainly attributed to subdued corporate loan growth in