factors that have materially affected, or could materially affect, the company’s operations. Also disclose any significant components of revenues and expenses that are necessary to understand the issuer’s
investors and other users of credit ratings can understand how a credit rating was determined by the CRA. 3.3 A CRA should disclose a material modification to a credit rating methodology prior to the
Discussion and Analysis for the Third Quarter ended 30 September 2019 Page 6/22 2. Loan Services The bank has divided the customers into the segments to deeply understand their needs, paid more attention in
understand their needs, paid more attention to building good relationship with all groups of customers and offered integrated financial products and services as to respond to each segment explicitly. The bank
have access to the internet are at a disadvantage to those that do. Access is just the first step but helping them understand how to use the tool for their development and education in a safe manner is
information related to provision of services as a derivatives clearing house sufficiently to the extent that members or their clients, or any involved persons understand risks from use of the services, and
investors to understand the fee calculation method of the fund which may be used for making an appropriate investment decision. 4. Ongoing disclosure and reporting requirements Equivalent Thai rules and
be widely communicated to the relevant personnel of the intermediary in an easily accessible manner in order for such personnel to understand and be able to comply with such policy correctly; (2
extensively experienced and expertise in the design and management of theme park and understand the local tourism industry well, for the entire Business Design of Carnival Magic Project. In return, Carnival