, compiling, processing, storing and retrieving information related to obligation repayment and cautious delivery of the underlying goods (if any); (4) a system for custody of assets of service users by
information related to obligation repayment and cautious delivery of the underlying goods (if any); (4) a system for custody of assets of service users by applying the provisions under Paragraph 1 and 2 of
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
future employment prospects. These factors are causing customers to be cautious and delay spending related to home decoration or renovation. During the first nine months, the Company’s total revenues and
adverse economic situation led to a cautious consumer spending across customer segments. However, the Company expected total usage amount to continue to recover from 2nd quarter of this year. The Company
million baht or 5% y-y and q-q. This is the result of the COVID-19 pandemic situation and economic slowdown has made consumers more cautious on spending, resulting in decreasing of card spending. In
20230208-ADVANC-MDA-4Q22-EN Classification: Internal FY22 MD&A Advanced Info Service Plc. 1 Executive Summary Maintaining growth in core products amid cautious economic recovery 2022 displayed an
as the chairman of Thai Institute of Directors Association (IOD) in the ceremony hosted by CAC, Thai Institute of Directors Association (IOD) and related companies. This ensures that GPSC is selected
the schedule for the stone laying ceremony on November 9, 2019. Although the sales plan of residences is shifted to 2020 from late 2019, the Company confirms that the project will be completed as per
the schedule for the stone laying ceremony on November 9, 2019. Although the sales plan of residences is shifted to 2020 from late 2019, the Company confirms that the project will be completed as per