. Management Discussion and Analysis 3.1. Selected Financial Position and Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs

Center business in the amount of 6,366,132 baht or 23.44% from the lower business volume while income from Collection business improved 5,372,836 baht or equal to 43.71% from the increase of Collection

same period last year or 924.87% other income from the collection from receivables 61.89 million baht. Separate financial statements Revenues 1. Revenues from Sales 6.35 Million Baht increase 2.48

operations included:  Notification of Committee Overseeing Debt Collection Practices Notification of Committee Overseeing Debt Collection Practices Re: Number of Contacts for Debt Collection, which was

. Management Discussion and Analysis 2.1. Selected Financial Position and Operating Results 2.2. Cash Collection from NPLs and NPAs Management Businesses 2.3. Vintage Analysis 2.4. NPLs by Portfolio

million or 25.56% corresponding to revenue growth of the company and subsidiaries. The increase in Trade accounts receivable which were over due from 6-12 month of THB 223.07 million resulted from a few big

Thailand, the Company had commission income of 362 million baht, increasing by 3% y-y from AEON Insurance Service (Thailand) Co., Ltd. and collection service income of 172 million baht, decreasing by 5% y-y

more than 12,000,000 baht. 2. AEONTS engage service agreement with SIGMAXYZ Inc. (which is not related person of the company) in the New Collection system development for improving the systems to be more

Collection Service amount of THB 0.14 million., the company has gross loss of THB 0.52 million, decrease by THB 2.09 million or 132.89% compared to the same period of the year earlier and has gross profit

%. During the period, the Company had launched new products such as Chinese New Year’s collection, Valentine’s collection and special collections for celebrate the Company’s 90th anniversary, which these