institutions has become very strict and loan rejection rate has been rising. In addition, the projects developed by the Company are large-scale, resulting in an increase inventory. The Company, therefore

Audit Division 10  Key Developments to Strengthen Risk Management KBank places a great emphasis on effective and timely risk management. Risk management policies, tools and processes have been developed

to be continuously trained and developed their skills. This resulted in the production cost in the first period remained high. When reaching the optimum level and the installation of some machines is

market กองทุนอาจลงทุนในตราสารหนีแ้ละตราสารหนีอ่ื้น ๆ ใน developed market ทัง้นี ้กองทนุนีม้ิใชก่ารฝากเงินหรือการรับประกนัเงินต้น กองทุนหลกัดงักล่าวบริหารจดัการโดย Eastspring Investments (Singapore) Limited

is support sustainable growth. 2) For eCommerce channel which has been developed since end of 2017, the Company keep investing in this platform to serve the change of consumer lifestyle and 3) The

to increase income by providing services to projects developed by other property developers. The business growth target in 2019 is thus set at 10 - 15%. The gross main income of the Company and

tax cut packages and accommodative fiscal policy. Broadly speaking, both developed and developing economies, excluding China, showed signs of improvement in concert. Looking forward, the global economic

outlet is expected to operate in 4Q18. For eCommerce channel which has been developed since end of 2017 the Company keep investing in this platform to serve the change of consumer lifestyle, likewise

Eastern Economic Corridor. For eCommerce channel which has been developed since end of 2017, the Company keep investing in this platform to serve the change of consumer lifestyle. Moreover, for product

supporting their growth and opportunities, led by the government’s economic stimulus measures and other factors. Along with that, we developed our business in various dimensions – customers, product domains