E_1 Legal_FA_2015_12_29-c A FFeeCCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended September 30, 2017 The Thai economy maintained steady growth in the third quarter of 2017, buoyed largely by tourism and exports. Nonetheless, the economic recovery was not broad-based, as evidenced by sluggish private consumption. While certain businesses were still fragile, others remained mired in uncertainty in terms of new modes of competition, a broader market...

’ Life Platform of Choice”, we have upgraded our capability in data compilation and analytics, allowing us to understand and anticipate each individual customer’s needs under the “Segment of One” while

lending are implemented. For deposits, pricing competition may be limited as most banks have turned their focus to improved capability in gaining access to new customers via electronic channels to boost

process as fuel, coupled with the adoption of appropriate technology in management of by-products which is socially and environmentally friendly, efficient use of resources. The company will have capability

has shown consistency in the sales of both electricity and steam to industrial users when comparing to the previous quarter showing the ability and capability of both companies to operate stably

average years of experience of the staff in each level are factors that help to identify preliminary capacity and capability of the audit team. The data collected in this 3 inspection cycle reveals that

social and community development in material issues for business operational process. In addition, the action plan that shows the Company’s capability of managing social sustainability issues in the

operational process. In addition, the action plan that shows the Company’s capability of managing social sustainability issues in the efficient business operational process should be disclosed as well. The

well as promote capability for business.  Portfolio Management KBank emphasized active portfolio management based on prevailing circumstances, particularly economic factors that could affect our

deficiencies effectively because they took on audit engagements in excessive quantity and complexity beyond the capability of experienced personnel to perform quality audit work in accordance with the