, including loans for small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on verification of income and liability information of each customer. KBank has also focused
identification) และ การสอบยันขอมลู ท่ีไดรับจากลูกคากับหลักฐานหรือแหลงอางอิงท่ีเช่ือถอืได (customer verification) เพื่อใชเปนมาตรการ ปองกันการใชธุรกิจจัดการเงินทุนสัญญาซ้ือขายลวงหนาเปนชองทางในการฟอก
condition or prospects of a rated entity, obligor, originator, underwriter, or arranger may mislead market participants. Likewise, conflicts of interest or other undue factors internal and external that might
decrease resulted from closing the branch of IT Junction due to the operating result was unreachable the target. This might help to reduce the loss the non- performing branches in the future. 4. Insurance
process of being prepared, it will be completed within 1 year from the date of purchase, which might affect operations in the current period after receiving the business valuation report. Financial ratio
total borrowings. To manage risk that might occur from the fluctuation in currency and interest rate of long-term a debenture in foreign currencies, the Company has entered into cross currency interest
– Educations on financial literacy on expected return vs. risks !!! – Appropriate diversification especially for cash holders. – In the short run, “finance for non-finance” training might help. – In the long run
market might be inappropriate and not in the best interests of investors.” 13 Source: "A Healthy Market for Informed Investors – A Report on the Derivative Warrant Market in Hong Kong”, SFC (2005) SFC
, particularly it’s idiosyncratic component Academic Researcher ❑ This heterogeneous effects from GPR might also be worth exploring further. Thank you 17 Reference Berkman, H., Jacobsen, B., & Lee, J. B. (2011
uncertainty words might lead auditor communication in KAM sections to be less verbally certain. Discussion and Implication We found evidence that the number of KAMs has an impact on investor reactions by