: Million Baht 3Q/18 2Q/19 3Q/19 %QoQ %YoY 9M18 9M19 %YoY Credit card income Loan income Hire-purchase income Other income 1,914 2,689 111 511 1,887 3,020 173 584 1,897 3,048 192 841 1% 1% 11% 44% -1% 13% 73

give more support and necessary controls in the weak areas. The Company expects to use the credit facilities from banks, the corporate debentures, and working capital as the source of fund for the Loan

and adjustment of unsecured personal loan providers after measures for controlling credit card and personal loan under supervision of the Bank of Thailand came into force September 1, 2017. Focus should

loan; and (5) A product offering a special credit line to SME customers for tax payment to government agencies via K-Cash Connect Plus and K-Corporate Payment Card (Tax Smart Card). Furthermore, KBank

supported debtors who were affected from the pandemic. Although the loan quality is likely to deteriorate, Thai banks remained sound thanks to close monitoring of credit quality, high levels of capital fund

the Adjusted Book Methodology. Therefore, the offering price of B0.63 per share is an appropriate price. 2. Entering into the Credit Facilities Agreement with AM: IFA is of the opinion that even though

adjust the repayment terms (value of 550 million baht);                    - Negotiation and execution of a loan agreement amendment with unrelated parties on 9 June 2025 to extend the repayment period

, we developed loan products for customers in industries with brighter growth prospects. Of note were K-SME Medical Credit, K-Buyer Financing for Sub-dealer and Added up for Leasing. We have extended the

/08/62 2 The BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2019, credit demand from the business sector improved from the previous quarter, due to loan demand from large

support franchise business starters seeking 13 to become an established brand through a franchise credit program and a loan program granted jointly with sponsors, which has been implemented continually and