are gold or crude oil through off-exchange according to Clause 5, such derivative broker shall perfectly hedge to prevent risks from changing in price or value without delay. (UNOFFICIAL TRANSLATION

promotion and marketing events to increase sales amounts in this year such as “FN Fair” at head office and branches. For sales of existing branches, it was not achieve the target since the delay of domestic

last year. This reduction is mainly due to a slowdown in ERP business and a delay in booking revenue until a certan milestone has been achieved during the implementation stage. T.662 636 6999 F.662 646

administrative expenses to total revenue (%) 41.89 39.49 2.40 38.31 3.58 40.10 36.94 3.16 Net profit margin (%) 1.48 7.93 -6.45 5.74 -4.26 3.61 8.22 -4.61 1. Total revenue Due to the delay of domestic tourist

“low season” of the year, the delay of domestic consumption recovery and the high household debt. This attributes to sale in 3Q18 were not achieve the target. 9M18 sales slightly decrease when compared

working capital of the Company and subsidiaries and shall improve the Company’s liquidity. Risk The Company may be at risk by not receiving the repayment and interest, or a delay in repayment from FP and

margin of 34.7% reported in 2018. MK’s gross profit margin was also impacted by the economic slowdown. This caused most developers to delay launching new housing projects as well as speed up the sale of

reduction program, re-negotiating rental fees for all stores to delay cash outflow along with maintaining liquidity and financial status. As for operations, the Company will closely monitor the situation and

%. The Company increased the project cost estimation because of the problem of delay in handover of work area by the employer, overlapping tasks of the employer and changes and adjustment of the

already been recorded in Q4-2021,namely, the allowance for doubtful accounts for accounts receivable that are expected to be uncollectible or have a delay in receipt of payment. Loss on fair value