increase of Baht 367 million, or 1.57 percent in net interest income derived from rising interest income and effective funding cost management. Meanwhile, operating expenses rose Baht 487 million, or 3.07
covered in the sustainability building goals to make sure that Thai ESG Funds will be another efficient channel for long-term savings and investment for the public. We should also underline the important
significant rise of natural gas prices while the Ft rate did not increase correspondingly to reflect the higher cost, which impacted the gross profit of Rayong Central Utility Plants and IRPC-CP. Also, the
debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31
proper product management and effective resulting in reduced cost of sales. Yours Sincerely, Mr. Perapol Suwannapasri Managing Director
Capex Net Debt Cash and Cash under Management Total Debt Debt Maturity Profile as on 30 Jun, 2020 Fixed = 71% Floating = 29% Effective Finance Cost 3.27% Credit Rating: AA- with stable outlook by TRIS in
25, 2018. 5. Has approved the appointment of Ms. Jatechanya Boonchaleo as the director to replace the position of Assoc. Prof. Dr. Chiraphol Chiyachantana the resigned Company’s Director effective
exposure ก ก[ J#$"% &(c " $dI1ก "% 80 [ "'KJJ fก ก R JddU\ ! (Derivatives) '\'$"%J fS'ก""!"ก" (Efficient portfolio management) 2%/!"\ก""!"[ J (ก R$ก[ JRก#"2ก$ (Hedging) #[ !%JJ_!"JS ก" K 2#% % UXXก('R ̂R