information related to obligation repayment and cautious delivery of the underlying goods (if any); (4) a system for custody of assets of service users by applying the provisions under Paragraph 1 and 2 of

’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in

future employment prospects. These factors are causing customers to be cautious and delay spending related to home decoration or renovation. During the first nine months, the Company’s total revenues and

adverse economic situation led to a cautious consumer spending across customer segments. However, the Company expected total usage amount to continue to recover from 2nd quarter of this year. The Company

million baht or 5% y-y and q-q. This is the result of the COVID-19 pandemic situation and economic slowdown has made consumers more cautious on spending, resulting in decreasing of card spending. In

20230208-ADVANC-MDA-4Q22-EN Classification: Internal FY22 MD&A Advanced Info Service Plc. 1 Executive Summary Maintaining growth in core products amid cautious economic recovery 2022 displayed an

226,331,648 or equivalent to THB 7,810,529,136.75 as planned. - Seeking for new investors will resolve the financial crisis of the Company after the Extraordinary General Meeting of the Shareholders

payment. The Company shall procure the Board of Directors to resolve to offer the private placement of shares within 30 days from the date which the Financial Statement has been completed. In case that the

amount of payment. The Company shall procure the Board of Directors to resolve to offer the private placement of shares within 30 days from the date which the Financial Statement has been completed. In

generate revenues or create benefits for the company, provided that the shareholders’ meeting shall expressly resolve to allocate the securities to the life insurance agents who possess the following