experience. These initiatives run on a regular basis with a wide range of topics discussed including investor rights, product characteristics and investment risk of various kinds. These efforts are expected to
initiative to integrate the use of tools such as checklist of questions into our operations. Such proposed undertakings were further discussed with the top executives, expert member of the Capital Market
markets, all of which may adversely affect the demand for the products the Group sells. This reduced capacity to supply as discussed above, together with the decreases in global demand, will result in a