core business, increasing 1.4% when compared to 78.3% in 2Q18, while increasing 0.9%QoQ, due to developing the kiosk that reach 8 years useful life to be better work. 2) Service & Administrative expenses

covered in the sustainability building goals to make sure that Thai ESG Funds will be another efficient channel for long-term savings and investment for the public. We should also underline the important

Average ROE* - mean 64% 65% *medians are 18% and 24% for 2014 and 2013, respectively. Source: statistics or financial statements accessible at www.sec.or.th Outlines  Fees: a sure thing  Performance

Green bond < Conventional bond Green bond 10% Conventional bond 39% Not sure 51% Source: Research and Data Department, SEC , Thailand (as of 6/2023) Remarks: *YTM ของ bonds ในแบบส ารวจคอื 3.44% (คา่เริม่

collected points in the forms of E-coupons through the application, rendering access to services more convenient and swift. 4. As for Non-oil business under the care of BCR Co., Ltd.; comprising of the

Non-oil business under the supervision of Bangchak Retail Co., Ltd. (“BCR”) is still developing and expanding its business continuously. As of Q2/2019, the number of SPAR convenient stores was 46

Bangchak Retail Co., Ltd. (“BCR”) is still developing and expanding its business continuously. As of 2019 , the number of SPAR convenient stores was 46 locations, which has received numerous successive sales

still developing and expanding its business continuously. As of Q3/2019, the number of SPAR convenient stores was 46 locations (an increase of 8 branches YoY), and the number of Inthanin Coffee Shop was

useful material - use and dispose properly, 3. Cooperation – build an ecosystem through collaboration with the public and private sectors. Success begins at home. We believe that the new norm is

channels such as website, electronic correspondence, public seminars, radio and television programs, exhibitions and training courses, to give the public and all stakeholders a convenient access to the news