option/Put option The issuer has the right to redeem the debentures before maturity Credit rating of debentures -None- Lead managers Ktb Securities (Thailand) Public Co., Ltd. 2 Debenture Holders

revenue as there was a lead time for certain expenses that the Company must plan in advance such as advertising expenses spent on various media. Furthermore, the Company had significant advertising and

(IPO), including with cash received after deducted directly attributable expenses of IPO, the Group has total equity of 467.41 Million Baht lead Debt to Equity ratio (D/E) as of 31 March 2019 was 1.70

and personal loan lead generator. 3. Income from insurance business in Q3/2018 wat 35.1 million baht which is the revenues from non-life insurance that the Company acquired a majority stake since Q2

performance. The backlog was around 10% of the total sales that lead to less risk under cost fluctuations. The Company has also managed the risk for exchange rate by forward contract. Please be informed

thanks are given to Ché Wall of Flux Consultants the lead specialist co-ordinating the development of the Criteria through the Technical Working Group. 4 1. Introduction 1.1. Overview This Criteria

อยู่ภายใต้การกำกับดูแลของสำนักงานในฐานะ Lead regulator บริษัทดังกล่าวจะต้องมีกรรมการอิสระตามข้อกำหนดของประกาศดังกล่าวข้างต้น 2.3 บริษัทที่ทำหน้าที่กำกับดูแลฯ จะต้องกำกับดูแลการบริหารงานใน

Board, who can lead the team to embed climate change across existing processes and set the strategy 1.1 1.2 Engage representatives from various business functions and departments (e.g., sustainability

effects ❑ The country-specific idiosyncratic components is the main driver of this negative effect. ❑ 1 S.D. increase in Δ GPR lead to 3.96% decrease in Tobin’s Q. Summary of Findings: Baseline Model 9 10

of 80.10%. Compared with other East Asia & Pacific economies, Thailand and Singapore  are at the 2 nd place while Malaysia is in the lead. The higher ranking based on the Protecting Minority Investors